Tag Archives: Index Funds

Private Investments, Inheritance Strategy, 529 Plans, and S&P 500 vs. Index Funds — Q&A Continued

This is the second installment from this week’s BudgetDog Academy open Q&A session. The first post covered emergency funds, backdoor Roth IRA mechanics, margin investing, and 401(k) fees. This post covers the remaining topics: AI productivity tools inside BDA, how to vet private investments and syndications, the difference between SDIRAs and syndications, what to doContinue reading “Private Investments, Inheritance Strategy, 529 Plans, and S&P 500 vs. Index Funds — Q&A Continued”

Lump Sum Investing vs. Dollar Cost Averaging: How to Make the Right Call for Your Situation

You have money ready to invest. The question is whether you put it all in at once or spread it out over time. It sounds like a simple decision. It is not — or at least, it is not as simple as most financial content makes it seem. Both approaches have real merit, and theContinue reading “Lump Sum Investing vs. Dollar Cost Averaging: How to Make the Right Call for Your Situation”

How to Find Hidden Fees in Your 401(k) — And Why They Could Be Costing You More Than You Think

Most people have never looked at the fees inside their 401(k). Not because they are careless, but because no one ever told them to — and the financial services industry has not made it easy to find. The result is that millions of American workers are quietly losing thousands of dollars over their working yearsContinue reading “How to Find Hidden Fees in Your 401(k) — And Why They Could Be Costing You More Than You Think”