The Elixir to Success: Consistency & Laziness

I am often asked about my success and what my special recipe is or the secret elixir to create success. I wish I could attribute it to something innovative or profound. But that is not the case. Truly, my success comes down to two key things: consistency and laziness. If you are ready to take control of your finances but don’t want to waste hours a month, The Budgetdog Roadmap is your key to success. My students learn to stay the course and trust the process and I even give them permission to be lazy – in a good way! 

A Matter of Perspective and Priorities

What an interesting concept – success. How do we define success? What is our passion?  Are things more important than time with our loved ones?  What is the price we are willing to pay to kiss our child or children and spouse good night?  For me, there was no price. I remain resolute in my decision. I understand the difference between a job and one’s passion or mission. What began as a hobby and a desire to help others is now my full time endeavor.

Credit Cards -the Good, the Bad, and the Truth

Credit cards can be okay when used correctly and managed properly.  However, most people do not do that, so they are not fine or good!  Credit cards are one of the easiest ways to get into a financial situation that spirals out of control really fast. So let’s take a look at the types of credit cards and the practicality of actually having one. 

Why We Paid Off Our Mortgage Early, and Why it Might be Right for You

When it comes to debt, especially paying off a home mortgage, there are several schools of thought.  Interestingly, because there is controversy which often happens when talking about money, people can sometimes become defensive. This has been, to date, the most controversial topic I have discussed.  Quite simply, debt – not getting into it –Continue reading “Why We Paid Off Our Mortgage Early, and Why it Might be Right for You”

I Lost $42,000 Dollars By Making This Financial Decision and I Would Do It Again Tomorrow!

There is not one definitive reason why I decided to pay off our mortgage early.   I am a double major in accounting and finance and a CPA with several years of experience working for one of the largest four accounting firms in the world, so I knew the math was NOT in my favor.Continue reading “I Lost $42,000 Dollars By Making This Financial Decision and I Would Do It Again Tomorrow!”