Most people navigate their biggest financial decisions without ever talking to someone qualified to help them make those decisions well. They search online, ask friends, or guess — and hope the outcome is not too costly. BudgetDog Academy students take a different approach. Every week, they bring their real financial questions to an open Q&AContinue reading “Roth IRA Rollovers, Emergency Funds, Layoffs, and More: This Week’s Top Financial Q&A”
Tag Archives: Emergency Fund
$385,000 in Net Worth Growth: Gayle’s Financial Progress Through Life’s Biggest Changes
Nearly three years into BudgetDog Academy, Gayle sat down to run her balance sheet after one of the most demanding personal and financial seasons of her life. The number she saw told a clear story: her net worth is up $385,000 since she started the program. That result did not happen because things were easy.Continue reading “$385,000 in Net Worth Growth: Gayle’s Financial Progress Through Life’s Biggest Changes”
Four Weeks In, Laura and Brady Have Already Saved Over $10,000
Laura and Brady did not need years inside a financial program to start seeing results. They needed four weeks, the right tools, and a framework that gave them something they had not had before — a clear direction. In their first month inside BudgetDog Academy, they contributed over $10,000 toward their Phase 1 goal ofContinue reading “Four Weeks In, Laura and Brady Have Already Saved Over $10,000”
Emergency Fund vs. Investing, Backdoor Roth Walkthroughs, and Hidden 401(k) Fees — Your Q&A Answered
Every week inside BudgetDog Academy’s Coach’s Circle, students bring their real financial questions to an open Q&A. These are not hypothetical scenarios — they are the specific decisions people are working through in real time. This week covered a wide range of topics: emergency funds versus investing, margin investing risks, backdoor Roth IRA mechanics, hiddenContinue reading “Emergency Fund vs. Investing, Backdoor Roth Walkthroughs, and Hidden 401(k) Fees — Your Q&A Answered”
Prepare Your Financial Moat
In order to help protect yourself from financial ruin, you need to prepare your moat. By having a deep enough moat, layers of financial protection, you can hopefully change the situation from a crisis or catastrophe to an inconvenient but manageable situation.