Fifteen weeks into BudgetDog Academy, Michelle shared a Week 15 update that stopped people mid-scroll. Her net worth grew by $47,000 in just 11 weeks. That number alone is worth paying attention to. But the story behind it is what makes it worth telling. What 11 Weeks of Focused Work Actually Produces Michelle and herContinue reading “How Michelle Grew Her Net Worth by $47,000 in Just 11 Weeks”
Tag Archives: Roth IRA
How Joe and Sevana Became Nearly Debt-Free in Just One Year
Some students join a financial coaching program and check a single box. Joe and Sevana checked nearly every box — in twelve months. Since joining BudgetDog Academy in May, they have gotten married, purchased a home, fully funded their Roth IRAs, and reduced their remaining debt to just $10,000. Once that balance is gone, theyContinue reading “How Joe and Sevana Became Nearly Debt-Free in Just One Year”
LLCs, Real Estate Syndications, and Retirement Accounts: A Smarter Tax and Investment Strategy
The financial questions that matter most are rarely the ones with simple answers. They involve tax law, entity structure, investment mechanics, and decisions that have consequences that compound over years — or decades. Most people never get clear answers to these questions because qualified guidance is hard to find and expensive to access. Every weekContinue reading “LLCs, Real Estate Syndications, and Retirement Accounts: A Smarter Tax and Investment Strategy”
Investment Automation, Account Strategy, and Tax-Efficient Investing Explained
Every week, BudgetDog Academy students bring real, specific investment and insurance questions to open Q&A calls with Brennan Schlagbaum — a licensed CPA who built a seven-figure net worth and has helped thousands of people build structured, functioning financial plans. These are not theoretical questions. They come from people actively managing their money and tryingContinue reading “Investment Automation, Account Strategy, and Tax-Efficient Investing Explained”
Debt Payoff, Roth IRA Conversions, Rental Property Taxes, and More: This Week’s Financial Q&A
Every week, BudgetDog Academy students bring their real financial questions to an open Q&A call with Brennan Schlagbaum — a licensed CPA who paid off $304,000 in debt and built a seven-figure net worth before 30. The questions are specific, the answers are direct, and the guidance goes well beyond what most people can accessContinue reading “Debt Payoff, Roth IRA Conversions, Rental Property Taxes, and More: This Week’s Financial Q&A”
Roth IRA Rollovers, Emergency Funds, Layoffs, and More: This Week’s Top Financial Q&A
Most people navigate their biggest financial decisions without ever talking to someone qualified to help them make those decisions well. They search online, ask friends, or guess — and hope the outcome is not too costly. BudgetDog Academy students take a different approach. Every week, they bring their real financial questions to an open Q&AContinue reading “Roth IRA Rollovers, Emergency Funds, Layoffs, and More: This Week’s Top Financial Q&A”
The 3-Month Budget Review That Reveals Where Your Money Is Really Going
Most budgets are built forward. You estimate what you plan to spend, assign numbers to categories, and move into the month with a plan. That process matters — but it only tells half the story. A budget lookback tells the other half. It shows you what actually happened. These questions came out of a recentContinue reading “The 3-Month Budget Review That Reveals Where Your Money Is Really Going”
Heather Surpassed Her $100,000 Investing Goal by $22,000 Before Turning 29
A few months ago, Heather made a decision. She set a goal to hit $100,000 invested across all her accounts by her 29th birthday. It was ambitious. It was specific. And it was the kind of goal most people write down and quietly let slide. Heather did not let it slide. She hit it earlyContinue reading “Heather Surpassed Her $100,000 Investing Goal by $22,000 Before Turning 29”
Advanced Investing Questions Answered — Roth IRA Rules, Tax Loss Harvesting, and More
This week’s BudgetDog Academy open Q&A went deep. Students brought advanced investing questions covering tax strategy, retirement account mechanics, employer equity compensation, and the ongoing debate between paying off debt and investing. Here is a thorough breakdown of every topic covered. Vanguard Cash Drag Cash drag happens when money sits uninvested inside a brokerage account,Continue reading “Advanced Investing Questions Answered — Roth IRA Rules, Tax Loss Harvesting, and More”
Your Biggest Investing and Planning Questions Answered — BudgetDog Student Q&A Recap
Every week inside BudgetDog Academy, students bring their real questions to an open Q&A session. These are not hypothetical scenarios — they are the actual investing and financial planning questions people are working through right now, with real money and real stakes. This week’s session covered a wide range of topics. Whether you are justContinue reading “Your Biggest Investing and Planning Questions Answered — BudgetDog Student Q&A Recap”