Every week, BudgetDog Academy students bring real, specific investment and insurance questions to open Q&A calls with Brennan Schlagbaum — a licensed CPA who built a seven-figure net worth and has helped thousands of people build structured, functioning financial plans. These are not theoretical questions. They come from people actively managing their money and tryingContinue reading “Investment Automation, Account Strategy, and Tax-Efficient Investing Explained”
Tag Archives: Roth IRA
Debt Payoff, Roth IRA Conversions, Rental Property Taxes, and More: This Week’s Financial Q&A
Every week, BudgetDog Academy students bring their real financial questions to an open Q&A call with Brennan Schlagbaum — a licensed CPA who paid off $304,000 in debt and built a seven-figure net worth before 30. The questions are specific, the answers are direct, and the guidance goes well beyond what most people can accessContinue reading “Debt Payoff, Roth IRA Conversions, Rental Property Taxes, and More: This Week’s Financial Q&A”
Roth IRA Rollovers, Emergency Funds, Layoffs, and More: This Week’s Top Financial Q&A
Most people navigate their biggest financial decisions without ever talking to someone qualified to help them make those decisions well. They search online, ask friends, or guess — and hope the outcome is not too costly. BudgetDog Academy students take a different approach. Every week, they bring their real financial questions to an open Q&AContinue reading “Roth IRA Rollovers, Emergency Funds, Layoffs, and More: This Week’s Top Financial Q&A”
The 3-Month Budget Review That Reveals Where Your Money Is Really Going
Most budgets are built forward. You estimate what you plan to spend, assign numbers to categories, and move into the month with a plan. That process matters — but it only tells half the story. A budget lookback tells the other half. It shows you what actually happened. These questions came out of a recentContinue reading “The 3-Month Budget Review That Reveals Where Your Money Is Really Going”
Heather Surpassed Her $100,000 Investing Goal by $22,000 Before Turning 29
A few months ago, Heather made a decision. She set a goal to hit $100,000 invested across all her accounts by her 29th birthday. It was ambitious. It was specific. And it was the kind of goal most people write down and quietly let slide. Heather did not let it slide. She hit it earlyContinue reading “Heather Surpassed Her $100,000 Investing Goal by $22,000 Before Turning 29”
Advanced Investing Questions Answered — Roth IRA Rules, Tax Loss Harvesting, and More
This week’s BudgetDog Academy open Q&A went deep. Students brought advanced investing questions covering tax strategy, retirement account mechanics, employer equity compensation, and the ongoing debate between paying off debt and investing. Here is a thorough breakdown of every topic covered. Vanguard Cash Drag Cash drag happens when money sits uninvested inside a brokerage account,Continue reading “Advanced Investing Questions Answered — Roth IRA Rules, Tax Loss Harvesting, and More”
Your Biggest Investing and Planning Questions Answered — BudgetDog Student Q&A Recap
Every week inside BudgetDog Academy, students bring their real questions to an open Q&A session. These are not hypothetical scenarios — they are the actual investing and financial planning questions people are working through right now, with real money and real stakes. This week’s session covered a wide range of topics. Whether you are justContinue reading “Your Biggest Investing and Planning Questions Answered — BudgetDog Student Q&A Recap”
From Zero Investing Knowledge to $40,000 Built — Beca’s Story
Three years ago, Beca arrived in the United States with a four-month-old and no foundation in investing, retirement accounts, or wealth building. She knew nothing about brokerage accounts. She had never heard of a Roth IRA. The financial system she was stepping into was entirely foreign. Today, she has $40,000 invested across a taxable brokerage,Continue reading “From Zero Investing Knowledge to $40,000 Built — Beca’s Story”
How to Become a Tax-free Millionaire
Amidst the rush of preparing for the holidays, take some time to look at your finances and see where you need to make improvements. Do this now before the new year. Start 2023 with a solid financial plan. One account you need to consider adding to your portfolio is an IRA, specifically a Roth IRA. A Roth IRA can help you become a tax-free millionaire. Want to learn how?
IRA Basics: Understanding Your Retirement Account
Regardless of whether you already have an IRA or are interested and in need of getting an IRA, this blog will provide some helpful information to better understand this investment account.