This month, right now, it is the time to take stock in your assets – not your portfolio assets, I’m talking about all of your intangibles. January and the rest of the months will provide ample time to worry about the tangible things in your life. But now, as we near Christmas, I hope you take time to slow down and enjoy..
In order to help protect yourself from financial ruin, you need to prepare your moat. By having a deep enough moat, layers of financial protection, you can hopefully change the situation from a crisis or catastrophe to an inconvenient but manageable situation.