You have money ready to invest. The question is whether you put it all in at once or spread it out over time. It sounds like a simple decision. It is not — or at least, it is not as simple as most financial content makes it seem. Both approaches have real merit, and theContinue reading “Lump Sum Investing vs. Dollar Cost Averaging: How to Make the Right Call for Your Situation”
Tag Archives: ETFs
How to Find Hidden Fees in Your 401(k) — And Why They Could Be Costing You More Than You Think
Most people have never looked at the fees inside their 401(k). Not because they are careless, but because no one ever told them to — and the financial services industry has not made it easy to find. The result is that millions of American workers are quietly losing thousands of dollars over their working yearsContinue reading “How to Find Hidden Fees in Your 401(k) — And Why They Could Be Costing You More Than You Think”
From Target-Date Funds to ETFs: How Carrie Hit an 800 Credit Score and Grew Her Net Worth 3.5% in One Month
Three months into BudgetDog Academy, Carrie didn’t just learn how to budget. She learned how to read her own retirement portfolio — and then she rebuilt it from the ground up. That’s not a small thing. For most people, their 401(k) or IRA sits in the background, untouched, because the account feels too complicated toContinue reading “From Target-Date Funds to ETFs: How Carrie Hit an 800 Credit Score and Grew Her Net Worth 3.5% in One Month”
Vanguard is Rolling Out Fractional ETFs
I am excited to announce that Vanguard is FINALLY rolling out fractional Exchange-Traded Funds (ETFs). What does that mean for you or other investors who want to purchase ETFs but want to keep investments to a specific dollar amount? Fractional shares allow a person to buy a portion of an ETF for any dollar amount, even as low as one dollar, rather than requiring the investor to purchase the entire share.