Three months into BudgetDog Academy, Carrie didn’t just learn how to budget. She learned how to read her own retirement portfolio — and then she rebuilt it from the ground up. That’s not a small thing. For most people, their 401(k) or IRA sits in the background, untouched, because the account feels too complicated toContinue reading “From Target-Date Funds to ETFs: How Carrie Hit an 800 Credit Score and Grew Her Net Worth 3.5% in One Month”