In just a few short days, we will turn the calendar page to a whole new year. It will be 2023. Just as we have new opportunities each day for a fresh start and a new beginning to expunge anything that may have taken us off our game a bit whether that is overspending, overeating, or overindulging in any area, we also have a fantastic opportunity to embark on a new year filled with ample opportunities, dreams, and goals. Now, Take a step back and think about the past year. What was good and what are the areas where improvements can be and should be made?
Category Archives: Budgeting
Decreasing Stress for the Holidays and Staying on a Budget
The holidays are fast approaching.. From Halloween until New Year’s, it is a whirlwind of activities, spending, and stress. So while the holidays are supposed to be fun and a time for gathering with family and friends, people will feel undue and other self-induced levels of stress. So what can be done to help alleviate some of the stress about money and, instead, really enjoy the holidays?
Dave Ramsey Review: A One-Size-Fits-All Approach
This is not a treatise against Dave Ramsey personally. He has helped countless people figure out their financial and life situations. He even provides some sound financial advice. Despite many reviews on the Internet about Dave Ramsey and the Ramsey machine, this is not a blog railing against him. This blog is actually my take on Ramsey’s ideology and how it aligns with mine along with key elements about which I disagree.
Have Fun Without Wrecking Your Budget!
Spring has Sprung! Yes, it is finally spring, and most of us are ready to get outside and enjoy going places and doing things. It is also a time for many celebrations such as weddings. BUT – and it is always the proverbial BUT – we also just went through tax season. So, you eitherContinue reading “Have Fun Without Wrecking Your Budget!”
4 Tips to Avoid The Consumerism Trap
We are consumed with and by STUFF. Most of the stuff we have, we don’t need. But advertisers tell us we do, and we buy into their ads and gimmicks. All too quickly we are spending money, often money we don’t REALLY have, on the latest and greatest of whatever new item they are selling. Continue reading “4 Tips to Avoid The Consumerism Trap”