How To Fund College Without Saving A Dime

Taking high school seriously to secure a good GPA and investing time and effort into the ACT and SAT tests, is vastly important. Not only can it prevent a student from getting into a certain college or university, but it can also be a very costly mistake.

The Elixir to Success: Consistency & Laziness

I am often asked about my success and what my special recipe is or the secret elixir to create success. I wish I could attribute it to something innovative or profound. But that is not the case. Truly, my success comes down to two key things: consistency and laziness. If you are ready to take control of your finances but don’t want to waste hours a month, The Budgetdog Roadmap is your key to success. My students learn to stay the course and trust the process and I even give them permission to be lazy – in a good way! 

A Matter of Perspective and Priorities

What an interesting concept – success. How do we define success? What is our passion?  Are things more important than time with our loved ones?  What is the price we are willing to pay to kiss our child or children and spouse good night?  For me, there was no price. I remain resolute in my decision. I understand the difference between a job and one’s passion or mission. What began as a hobby and a desire to help others is now my full time endeavor.

Credit Cards -the Good, the Bad, and the Truth

Credit cards can be okay when used correctly and managed properly.  However, most people do not do that, so they are not fine or good!  Credit cards are one of the easiest ways to get into a financial situation that spirals out of control really fast. So let’s take a look at the types of credit cards and the practicality of actually having one. 

Have Fun Without Wrecking Your Budget!

Spring has Sprung!  Yes, it is finally spring, and most of us are ready to get outside and enjoy going places and doing things.  It is also a time for many celebrations such as weddings.  BUT – and it is always the proverbial BUT – we also just went through tax season.  So, you eitherContinue reading “Have Fun Without Wrecking Your Budget!”

4 Tips to Avoid The Consumerism Trap

We are consumed with and by STUFF.  Most of the stuff we have, we don’t need.  But advertisers tell us we do, and we buy into their ads and gimmicks.  All too quickly we are spending money, often money we don’t REALLY have, on the latest and greatest of whatever new item they are selling. Continue reading “4 Tips to Avoid The Consumerism Trap”

Prepare Your Financial Moat

In order to help protect yourself from financial ruin, you need to prepare your moat. By having a deep enough moat, layers of financial protection, you can hopefully change the situation from a crisis or catastrophe to an inconvenient but manageable situation.