Good financial decisions do not always require a spreadsheet. Sometimes you need a fast, reliable benchmark — a rule of thumb that tells you whether a decision is in the right range before you dig into the details. BudgetDog Academy students use these benchmarks constantly. They apply to housing, debt, cars, investing, retirement, and everydayContinue reading “25 Rules of Thumb for Personal Finance Every Adult Should Know”
Tag Archives: Debt
Dave Ramsey Review: A One-Size-Fits-All Approach
This is not a treatise against Dave Ramsey personally. He has helped countless people figure out their financial and life situations. He even provides some sound financial advice. Despite many reviews on the Internet about Dave Ramsey and the Ramsey machine, this is not a blog railing against him. This blog is actually my take on Ramsey’s ideology and how it aligns with mine along with key elements about which I disagree.