Let’s talk about a Professional Mortgage Loan. These loans allow those with high earning incomes to secure financing for homes with fewer restrictions than those imposed by conventional loans. They are designed for high wage earners such as doctors, certified public accountants, lawyers, pharmacists, and other high-income-potential professionals.Â
Author Archives: Budgetdog
Can I REALLY Earn 10% In The Market?
Many people question how much they can earn investing in the stock market, and some question if they can earn 10%. You have to be careful making assumptions with the stock market and fully understand it for all of its nuances and intricacies. Investing in the stock market IS a good investment, but you haveContinue reading “Can I REALLY Earn 10% In The Market?”
The Four Key Metrics to Look for When Hunting for Dividends
When hunting for dividends, here are four key considerations you should assess with every company
Excessively High Yield
Excessive Company Debt
Dividends to Earning Ratio
Fundamental Business Concerns
Whole Life Insurance Vs. Term Life Insurance : Which Fits My Needs?
It is necessary to know the difference between the two most common types of life insurance: whole life and term life. They are similar in some ways but very different in others. Following are the basics between the two that may help you decide which is best for your needs. Life insurance is a must if there are other people who depend on you for your income. Â
Credit Cards -the Good, the Bad, and the Truth
Credit cards can be okay when used correctly and managed properly. However, most people do not do that, so they are not fine or good! Credit cards are one of the easiest ways to get into a financial situation that spirals out of control really fast. So let’s take a look at the types of credit cards and the practicality of actually having one.Â
Have Fun Without Wrecking Your Budget!
Spring has Sprung! Yes, it is finally spring, and most of us are ready to get outside and enjoy going places and doing things. It is also a time for many celebrations such as weddings. BUT – and it is always the proverbial BUT – we also just went through tax season. So, you eitherContinue reading “Have Fun Without Wrecking Your Budget!”
4 Tips to Avoid The Consumerism Trap
We are consumed with and by STUFF. Most of the stuff we have, we don’t need. But advertisers tell us we do, and we buy into their ads and gimmicks. All too quickly we are spending money, often money we don’t REALLY have, on the latest and greatest of whatever new item they are selling. Continue reading “4 Tips to Avoid The Consumerism Trap”
Prepare Your Financial Moat
In order to help protect yourself from financial ruin, you need to prepare your moat. By having a deep enough moat, layers of financial protection, you can hopefully change the situation from a crisis or catastrophe to an inconvenient but manageable situation.
Why We Paid Off Our Mortgage Early, and Why it Might be Right for You
When it comes to debt, especially paying off a home mortgage, there are several schools of thought. Interestingly, because there is controversy which often happens when talking about money, people can sometimes become defensive. This has been, to date, the most controversial topic I have discussed. Quite simply, debt – not getting into it –Continue reading “Why We Paid Off Our Mortgage Early, and Why it Might be Right for You”
Teaching Children Financial Literacy – Give Your Child a Head Start
As parents, we are entrusted with the responsibility of teaching our child or children in preparation for life. This is a daunting task. We feed them, guide them, and watch them as they take each step and go through every phase. For the most part, we, in general, do a good job. However, while weContinue reading “Teaching Children Financial Literacy – Give Your Child a Head Start”