I can help you with is the process of deciding what is best for your individual needs, thus enabling you to choose the investments that will fit your financial goals and your personal needs. Finances are personal.
Author Archives: Budgetdog
Why Investment Returns Aren’t That Important
Like any good, structurally sound building which has a strong foundation, the wealth triangle is the cornerstone to building wealth. There are three components to the wealth triangle: time, contribution, and return but TIME is by far the key element in building wealth rather than returns or contribution.
Life Happens – Plan Wisely and Be Ready
This blog is a bit different from my other ones. It is not just information that I am passing along to you about how to budget, invest, or save, but is my perspective on the WHY.
Estate Planning Decoded- The Why, How, and Who
Estate planning is necessary to ensure that assets will be secured for loved ones upon death or incapacitation as well as making sure children, if there are any, are cared for according to the person’s wishes. It does not need to be complicated, but you do want to make sure that it is done properly.
The Stock Market – Gloom and Doom
The stock market is YOU. People are what fuels the companies and, in essence, are the market. Don’t buy into the fear. More importantly, if you start buying into the idea that the stock market will fail or even crash, you are betting against yourself.
The 8 Reasons You Should Consider a Trust
Trusts are also somewhat of an enigma which often tends to scare people into inactivity, causing even more problems in the long run. So let’s dispel some of the myths about trusts and delve into the eight main reasons why they are beneficial and even necessary. Â
Lies about the S&P 500 That Nobody Tells You
When it comes to the S&P 500, often people take a different stance, assuming and spouting about how it is such a safe investment. Perhaps. But be aware that there are still risks before blindly buying into what others say about the S&P 500. Â
The Crystal Ball of Stock Picking Doesn’t Exist
IF you ask anyone in what one stock you should invest your money in, you should get more questions rather than the name of one particular stock. My answer to this question about what stock to invest in is more questions. I am here to teach people about the stock market, so each person can be successful and that is my crystal ball.
How to Invest During a Recession
 First, don’t panic. That is exactly what gets many people into financial trouble. Let’s walk through this together, so you may gain a sense of understanding and, hopefully, the resolve you will need to make wise decisions with your money. Â
Do I Need a Financial Advisor?
Investing is one of those areas where you can acquire the necessary tools and information, so you can be the “expert” in YOUR investing and save money that is unnecessary to spend. So when people ask me whether or not they need a financial advisor, I would say you DO NOT, but you DO need to understand some things and educate yourself on some of the basics before deciding to take on this task alone.