Six months. That is all it took for Justin to make moves that most people spend years avoiding — or never make at all. He fired his financial advisor. He eliminated his indexed universal life insurance policy. He consolidated his accounts. He completed his backdoor Roth conversion. And he freed up $600 a month thatContinue reading “How Justin Freed Up $600 a Month, Eliminated His IUL, and Grew His Net Worth by $150,000”
Tag Archives: Financial Advisor
From $22K to $100K Invested in 5 Months: How Heather Changed Her Financial Life Without a Financial Advisor
When Heather joined Budgetdog Academy in December 2025, she had $22,000 spread across all of her accounts, no budget in place, and had never once sat down to build a balance sheet. She was paying a financial advisor but had no real visibility into what was happening with her money. Five months later, the numbersContinue reading “From $22K to $100K Invested in 5 Months: How Heather Changed Her Financial Life Without a Financial Advisor”
Do I Need a Financial Advisor?
Investing is one of those areas where you can acquire the necessary tools and information, so you can be the “expert” in YOUR investing and save money that is unnecessary to spend. So when people ask me whether or not they need a financial advisor, I would say you DO NOT, but you DO need to understand some things and educate yourself on some of the basics before deciding to take on this task alone.