Good financial decisions do not come from avoiding hard questions. They come from asking the right ones — and getting honest, qualified answers. Inside BudgetDog Academy, students bring real questions to every open Q&A call. Brennan Schlagbaum, a licensed CPA with a seven-figure net worth built before age 30, answers them directly — without softeningContinue reading “Debt, Crypto, IULs, and More: Financial Resilience and Debt Management Questions Answered”
Tag Archives: IUL
Irregular Expenses, Debt, Crypto, and Tax Questions Answered
Some financial questions are simple. Others show up when life gets complicated — when income is irregular, when debt feels impossible to sequence correctly, when someone is trying to figure out whether crypto belongs in their financial plan at all. These are the kinds of questions students bring to BudgetDog Academy open Q&A calls everyContinue reading “Irregular Expenses, Debt, Crypto, and Tax Questions Answered”
How Justin Freed Up $600 a Month, Eliminated His IUL, and Grew His Net Worth by $150,000
Six months. That is all it took for Justin to make moves that most people spend years avoiding — or never make at all. He fired his financial advisor. He eliminated his indexed universal life insurance policy. He consolidated his accounts. He completed his backdoor Roth conversion. And he freed up $600 a month thatContinue reading “How Justin Freed Up $600 a Month, Eliminated His IUL, and Grew His Net Worth by $150,000”