These questions came directly from a live BudgetDog Academy student Q&A session. They cover a wide range of real scenarios — from construction loan tracking to retirement account strategy to investment automation. If any of these topics are on your list, here is a direct, practical breakdown of each one. Construction Loan Balance Sheet TrackingContinue reading “Construction Loans, HSA Strategy, Backdoor Roth IRAs, and More — Your Top Investing and Tax Questions Answered”
Tag Archives: Investing basics
The BEST Investment Account That Only 9.6% of People Have
Medical items and bills can actually be something we can use as a huge tax saving. How? It is an often misunderstood and little utilized account called an HSA which stands for a Health Savings Account. A beauty of the HSA is that there is a triple tax advantage. This works because the money goes in tax-free as pretax income, this money grows tax free, and the money comes out tax free. HSAs are the only account that has pretax contributions AND tax free withdrawals, but you must have qualifying medical expenses.
The Top Ten ETFs That Can Make You a Millionaire
As many of you may know, my investing style is pretty simple. I mostly invest in index funds and ETFs. Simple, right?! I KNOW. Guess what investing does not have to be? Complicated. Below I will explain ten ETFs out of the close to 3,000 funds there are to choose from that can get you on the path to become a millionaire. Believe it or not, just utilizing a combination of these top ten ETFs can make you a millionaire.