Most people approach personal finance from the bottom up. They look at what they earn, subtract what they spend, and try to save whatever is left. Bud took a different approach entirely — and it changed everything about how he manages his money. After getting the fundamentals locked in inside BudgetDog Academy, Bud started askingContinue reading “How Bud Designed a Financial Plan Around the Life He Wants”
Tag Archives: financial independence
Sinking Funds, Roth vs. Traditional, and the 4% Rule — BudgetDog Student Q&A Recap
Another week inside BudgetDog Academy. Another open Q&A where students brought their real financial questions — and Brennan Schlagbaum and his coaching team answered them with the precision of a licensed CPA and the clarity of someone who has actually lived the process. This week’s session covered retirement contribution strategy, business finances, debt versus investing,Continue reading “Sinking Funds, Roth vs. Traditional, and the 4% Rule — BudgetDog Student Q&A Recap”
22% of Americans Don’t Believe They’ll Ever Retire — What the Data Says and What to Do Now
A new report from GoBankingRates puts a number on something that personal finance educators have been tracking for years: 22 percent of Americans do not believe they will ever retire. Not that retirement will be delayed. Not that it will look different than expected. They do not believe it will happen at all. That isContinue reading “22% of Americans Don’t Believe They’ll Ever Retire — What the Data Says and What to Do Now”